How Colorado withholding works
The 2026 DR 1098 worksheet:
- Annual wages = wages per paycheck × paychecks per year.
- Subtract $11,000 if your W-4 filing status is married filing jointly (or qualifying surviving spouse), $5,500 otherwise – or the amount on form DR 0004 if you filed one.
- Multiply by 4.40% and divide by the number of paychecks.
Colorado no longer publishes withholding tables; this formula is the official method.
FAMLI
Colorado’s paid family and medical leave premium is 0.88% of wages in 2026, with employees paying up to half (0.44%).
Worked example: $60,000 in Colorado
Single, $60,000 salary, paid every two weeks, Colorado
Gross pay is $2,307.69 per paycheck. Federal income tax is $193 and Social Security and Medicare $177. Colorado withholds $92. Take-home pay is $1,836 per paycheck, or $47,728 a year.
Take-home pay per paycheck$1,835.6926 paychecks a year
- Take-home pay per year
- $47,728
- Federal income tax withheld
- $193.08
- Colorado income tax withheld
- $92.234.4% flat
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social Security (6.2%) | −$143.08 | −$3,720.08 |
| Medicare (1.45%) | −$33.46 | −$869.96 |
| Colorado income tax | −$92.23 | −$2,397.98 |
| Colorado FAMLI (employee 0.44%) | −$10.15 | −$263.90 |
| Take-home pay | $1,835.69 | $47,728.00 |
At $100,000 a year, take-home pay is about $74,582 a year.