The 2026–27 income year at a glance
The Australian income year runs from 1 July to 30 June. Pay you receive from 1 July 2026 is taxed under the 2026–27 rules, and those are the default in every calculator on this site.
| Item | 2026–27 | 2025–26 |
|---|---|---|
| Tax-free threshold | $18,200 | $18,200 |
| Rate on $18,201 – $45,000 | 15% | 16% |
| Rate on $45,001 – $135,000 | 30% | 30% |
| Rate on $135,001 – $190,000 | 37% | 37% |
| Rate above $190,000 | 45% | 45% |
| Medicare levy | 2% | 2% |
| Super guarantee | 12% | 12% |
| Concessional super cap | $32,500 | $30,000 |
| HELP repayments start at | $69,528 | $67,000 |
| Medicare levy surcharge (singles) from | $105,001 | $101,001 |
Which calculator do you need?
- What will I get paid? Start with the pay calculator. It shows weekly, fortnightly, monthly and annual take-home pay and what your employer will withhold.
- Comparing job offers or hourly rates? The salary calculator converts between hourly, daily, weekly and annual pay, before and after tax.
- Need a salary that gives a certain amount in hand? The take-home pay calculator works backwards from the amount you want to receive.
- Running payroll or checking a payslip? The PAYG withholding calculator applies the ATO’s Schedule 1 formulas line by line.
- Getting ready for tax time? Estimate your result with the tax refund calculator.
- Buying a car? The car stamp duty calculator compares motor vehicle duty in every state and territory.
How we keep the numbers right
Each income year has its own data file holding the tax brackets, offsets, Medicare thresholds, HELP bands and super limits, copied from the ATO’s published tables. Our automated tests reproduce the ATO’s own worked examples — the withholding examples in Schedule 1, the HELP repayment examples and the Medicare levy surcharge example — and every change must pass them before it is published. We update the files when the ATO publishes new rates, usually in June for the year starting 1 July.