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State Pension age calculator

Enter your date of birth to see the exact date you reach State Pension age under current law, and how long you have to go.

Tax year Current law, November 2026 Rules checked: November 2026 How we calculate

You reach State Pension age on15 June 2042
State Pension age
67
Time to go
15 years 7 months

State Pension age by date of birth

BornState Pension age
6 Oct 1954 – 5 Apr 196066
6 Apr 1960 – 5 Mar 196166 + 1 to 11 months
6 Mar 1961 – 5 Apr 197767
6 Apr 1977 – 5 Apr 19786 May 2044 – 6 Mar 2046
6 Apr 1978 onwards68
  • Based on current law. The government reviews State Pension age regularly; a change would need new legislation and normally comes with at least ten years’ notice.
  • You need 35 qualifying years of National Insurance for the full new State Pension and at least 10 for any. Check your forecast on GOV.UK.

This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency.

State Pension age timetable

Date of birthState Pension age
6 October 1954 – 5 April 196066
6 April 1960 – 5 May 196066 years and 1 month
… one more month for each monthly group …
6 February 1961 – 5 March 196166 years and 11 months
6 March 1961 – 5 April 197767
6 April 1977 – 5 May 19776 May 2044
6 March 1978 – 5 April 19786 March 2046
6 April 1978 onwards68

People born between 6 April 1977 and 5 April 1978 reach State Pension age on a fixed date, two months later for each monthly group.

Born 31 July 1960

You reach State Pension age on30 November 2026
State Pension age
66 years and 4 months
Time to go
0 years 0 months

Month-end birthdays

If the day you would reach State Pension age does not exist in that month, you reach it on the last day of the month – for example, someone born on 31 December 1960 reaches 66 years and 9 months on 30 September 2027.

Retiring before State Pension age

You can draw a workplace or personal pension from 55 (rising to 57 in April 2028), but the State Pension cannot be claimed early. Deferring it increases the weekly amount by 1% for every 9 weeks you put it off.

Questions people ask

What is the State Pension age?

It is 66 now. It rises to 67 between 2026 and 2028 for people born between 6 April 1960 and 5 March 1961, and to 68 between 2044 and 2046 for people born between 6 April 1977 and 5 April 1978.

When will I get my State Pension if I was born in 1960?

If you were born between 6 April 1960 and 5 March 1961, your State Pension age is 66 plus between 1 and 11 months, depending on your month of birth. Someone born on 31 July 1960 reaches it on 30 November 2026.

Is State Pension age going up to 68 sooner?

Not under current law. The government reviews State Pension age regularly; bringing the rise to 68 forward would need new legislation.

How many years of National Insurance do I need?

35 qualifying years for the full new State Pension and at least 10 years to get any. You can check your record and forecast on GOV.UK.

Official sources

Rules checked: November 2026.

This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency. Read the full disclaimer.