Work out your Singapore income tax as a tax resident, band by band, after personal reliefs — using the rates that apply from YA 2024 onwards.
Tax year YA 2026 and YA 2027Rules checked: November 2026How we calculate
Tax payable$3,056.00resident rates, YA 2026 onwards
Chargeable income
$75,800
Effective rate on total income
3.18%
Per month (12 GIRO instalments)
$255
Chargeable income
Rate
Your income in band
Tax
$0 – $20,000
0.0%
$20,000
$0.00
$20,000 – $30,000
2.0%
$10,000
$200.00
$30,000 – $40,000
3.5%
$10,000
$350.00
$40,000 – $80,000
7.0%
$35,800
$2,506.00
No Personal Income Tax rebate applies after YA 2025.
This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency.
Resident tax rates (YA 2024 onwards)
Chargeable income
Rate
Gross tax payable at the top
First $20,000
0%
$0
Next $10,000
2%
$200
Next $10,000
3.5%
$550
Next $40,000
7%
$3,350
Next $40,000
11.5%
$7,950
Next $40,000
15%
$13,950
Next $40,000
18%
$21,150
Next $40,000
19%
$28,750
Next $40,000
19.5%
$36,550
Next $40,000
20%
$44,550
Next $180,000
22%
$84,150
Next $500,000
23%
$199,150
Above $1,000,000
24%
—
Worked example: $96,000 income, $20,200 of reliefs
Income $96,000, reliefs $20,200
Chargeable income is $75,800, so tax is $550 on the first $40,000 plus 7% of $35,800: $3,056.00.
Tax payable$3,056.00resident rates, YA 2026 onwards
Chargeable income
$75,800
Effective rate on total income
3.18%
Per month (12 GIRO instalments)
$255
Chargeable income
Rate
Your income in band
Tax
$0 – $20,000
0.0%
$20,000
$0.00
$20,000 – $30,000
2.0%
$10,000
$200.00
$30,000 – $40,000
3.5%
$10,000
$350.00
$40,000 – $80,000
7.0%
$35,800
$2,506.00
Tips
Time SRS contributions before 31 December to count for the following YA.
Parent and grandparent reliefs can be shared between siblings — agree who claims before filing.
Non-residents pay 15% on employment income or resident rates, whichever is higher, and get no reliefs.
Questions people ask
What are Singapore's income tax rates?
0% on the first $20,000 of chargeable income, then 2%, 3.5%, 7%, 11.5%, 15%, 18%, 19%, 19.5%, 20%, 22%, 23% and 24% on income above $1 million.
Is there a tax rebate for YA 2026?
No. The one-off Personal Income Tax rebate applied only to YA 2024 (50%, up to $200) and YA 2025 (60%, up to $200).
What reliefs can I claim?
Earned income relief, CPF relief on compulsory contributions, spouse, child and parent reliefs, course fees, SRS contributions and CPF cash top-ups, among others — capped at $80,000 in total.
Who is a tax resident?
Citizens and PRs who live in Singapore, and foreigners who stayed or worked here for at least 183 days in the previous calendar year.
This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency. Read the full disclaimer.
