How the conversion works
Annual salary = hourly rate × hours per week × 52. The calculator then applies the 2026/27 income tax rates, the 1.75% ACC earners’ levy, your KiwiSaver rate and any student loan, and divides the take-home pay back into hours, weeks, fortnights and months.
Worked example: $32 an hour
$32 an hour, 40 hours a week, no KiwiSaver, 2026/27
$32 × 40 × 52 = $66,560. After PAYE and ACC you keep $25.58 of each hour.
Annual salary$66,56040 hours × 52 weeks
- Take-home per hour
- $25.58
- Take-home per week
- $1,023
- Above minimum wage by
- $8.05adult rate $23.95
| Period | Before tax | Take-home |
|---|---|---|
| Hourly | $32.00 | $25.58 |
| Weekly | $1,280.00 | $1,023.21 |
| Fortnightly | $2,560.00 | $2,046.41 |
| Monthly | $5,546.67 | $4,433.89 |
| Yearly | $66,560.00 | $53,206.70 |
The other way round, a $95,000 salary at 40 hours a week is $45.67 an hour.
2026 wage benchmarks
| Rate | Hourly | 40-hour week |
|---|---|---|
| Adult minimum wage (from 1 April 2026) | $23.95 | $958.00 |
| Starting-out and training minimum wage | $19.16 | $766.40 |
| Living Wage (from 1 September 2026) | $29.90 | $1,196.00 |
Comparing hourly and salaried roles
- Casual roles often pay 8% holiday pay on top of the hourly rate instead of paid leave.
- Public holidays worked are paid at time and a half, plus a day in lieu if it is a normal working day.
- KiwiSaver employer contributions of 3.5% (4% from 2028) are on top of the hourly rate unless your agreement says they are included (“total remuneration”).