Taxable incomeafter RRSP and enhanced CPP/QPP deductions
$74,273
Federal tax on taxable income
$11,421.97
Less non-refundable credits
-$3,163.37
Federal tax
$8,258.60
New Brunswick
New Brunswick tax on taxable income
$7,990.90
Less non-refundable credits
-$1,720.81
New Brunswick tax
$6,270.09
Average tax rate
19.37%
Credits included: basic personal amount, CPP/QPP and EI/QPIP, Canada employment amount. Other credits (tuition, medical, dependants, donations) would lower the tax shown.
This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency.
How New Brunswick income tax works
Taxable income 2026
New Brunswick rate
Up to $52,333
9.4%
$52,333 – $104,666
14%
$104,666 – $193,861
16%
Over $193,861
19.5%
Credits are given at 9.4% on the basic personal amount ($13,664), CPP and EI premiums. The jump from 9.4% to 14% at $52,333 is one of the steepest second-bracket increases in Canada.
Worked example: $60,000 in New Brunswick
Employment income $60,000, New Brunswick, 2026
Provincial tax is $4,274. After federal tax, CPP and EI, take-home pay is $46,048.
Take-home pay$46,048per year · New Brunswick
Per month
$3,837
Every two weeks
$1,771
Marginal rate
40.19%tax + CPP/EI on next $
Item
Year
Month
Bi-weekly
Week
Gross income
$60,000.00
$5,000.00
$2,307.69
$1,153.85
Federal tax
−$5,338.30
−$444.86
−$205.32
−$102.66
New Brunswick tax
−$4,274.34
−$356.20
−$164.40
−$82.20
CPP
−$3,361.75
−$280.15
−$129.30
−$64.65
EI premiums
−$978.00
−$81.50
−$37.62
−$18.81
Take-home pay
$46,047.61
$3,837.30
$1,771.06
$885.53
On $100,000 the take-home is $71,215, with a combined marginal rate of about 34.5%.
What changed for 2026
Brackets and the basic personal amount were indexed by 2.0%. The rates themselves — reduced in 2023 when New Brunswick cut the number of brackets from five to four — did not change.
Tips for New Brunswickers
Claim the NB low-income tax reduction if your income is modest; it can bring provincial tax to zero.
RRSP contributions just above $52,333 save 34.5% combined (20.5% + 14%) instead of 23.4% below it.
Harmonized sales tax of 15% applies to most purchases, including services.
Questions people ask
How much is $60,000 after tax in New Brunswick?
About $46,050 in 2026 — roughly $3,835 a month — after federal and New Brunswick tax, CPP and EI.
What are New Brunswick's tax brackets?
9.4% up to $52,333, 14% up to $104,666, 16% up to $193,861 and 19.5% above.
What is the HST in New Brunswick?
15% — 5% federal and 10% provincial.
Is there a low-income tax reduction in New Brunswick?
Yes. It reduces provincial tax for low-income individuals and families and is claimed on the NB428 form; this calculator does not include it.
This is an estimate based on published rates, not tax or financial advice. Your payslip or assessment may differ. We are an independent site, not affiliated with any government agency. Read the full disclaimer.
